Coral Springs Bankruptcy Lawyer A. Ponnock | 954.340.4051

About

Andrew Ponnock, Attorney At Law, practicing in Coral Springs, Florida and Broward County.

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Bankruptcy

Bankruptcy is the legal process in which a person or company declares their inability to pay their debts. In a Chapter 7 bankruptcy your available assets are sold; the proceeds, if any, are distributed to the creditors and your debts are eliminated. Upon a bankruptcy discharge you may be relieved from the payment of some or all of your previous debts.

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Foreclosure Attorney Coral Springs FL

A foreclosure is a court action by which a party who has loaned money secured by a mortgage on real property, gets the Court to sell real estate to recover the money owed when the borrower fails to make payment. There are many ways to defend the foreclosure even if you have been unable to make your payments.

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Short Sale Lawyer

Short selling is the process of selling your home when you are “UPSIDEDOWN”, meaning you owe more than the home is worth. he bank gets paid now rather than later. Short selling is good for you for several reasons; you remain in the home during the sale and negotiation process, often as much as 6 months to a year, you control the sale of your home, you avoid a foreclosure, and in most cases we can get the lender to forgive the remaining balance of the loan.

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Debt Settlement

Debt settlement, also known as debt negotiation, is an approach to debt reduction in which the debtor, you, and creditor, the bank or credit card company, agree to reduce the balance that you owe, reduce the interest rate, or a combination of the two. You can attempt your own settlement or hire us to negotiate for you.

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Shortsale Attorney

Short selling is the process of selling your home when you are “UPSIDEDOWN”, meaning you owe more than the home is worth. You sell the home for less than you owe and we negotiate with the bank to accept less than the loan balance. Lenders are willing to do this because they can avoid the expense and time involved in foreclosing on the home.

  • Avoid Foreclosure
  • Get Out Of Debt
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Bankruptcy Lawfirm

Bankruptcy is the legal process in which a person or company declares their inability to pay their debts. In a Chapter 7 bankruptcy your available assets are sold; the proceeds, if any, are distributed to the creditors and your debts are eliminated. There are certain debts which cannot be eliminated in a Chapter 7 bankruptcy, and there are some assets, that you can keep.

  • Get Out OF Debt
  • Start Fresh
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Loan Modification Attorney

A loan modification is a change in the terms of your existing loan, usually in response to your inability to make the payments under the existing terms. Loan modifications often involve reducing the interest rate, increasing the amount of time to repay the loan, or reduction in the amount that is owed. Your lender may be willing to make these changes.

  • Stay In Your Home
  • Lower Your Payment